As of the first of the Month, I am now "old". That is old as I used to view it.
I received my Medicare Card. Hoorah!
My spouse and I didn't believe we would see this day. We figured Social Security would be gone by the time we hit this age. OK. We didn't really care we were helping to pay for our parents and for a short time for a grandparent or two.
But here we are.
The feeling is of freedom.
The painful forms I was expecting at the Doctor's office didn't appear. But this time I could talk to him about drug choices without worrying about the employee drug plan telling us I could not get the drug that is better unless I paid for it myself as well as their premiums. This time I could pay my part of the visit right then instead of waiting for the insurance company to drag it out and negotiate "for me". (and by the way my part is cheaper under Medicare) I feel better about that I hated for him to give me and the insurance company interest free loans every time I saw him. Yes I still have a deductible but it is not $2500 per person. Yes we are having premiums withheld from SS but nothing like what we were paying even through the company plans. The drug plan, that could tell me I had to use a step program as the drug I had taken for 2 or 3 years was not on this company's formulary; the drug plan, that got a better deal a little later so informed the spouse that they recommended that he go on the drug I was on in the first place, is gone.
Sometimes they made me feel as though I just wasn't trying hard enough to take care of myself. Well, of course, I can do better but most of the time I work hard at it.
Now as I pick my own Part D plan, not that hard. I can hunt and find one that will allow my Dr. to have more say so at the same time hunt for the best cost plan. A plan that will not just decide to turn him down really before he submits their paperwork with his reasons for giving me the non-generic form. He is the MD after all. He has lots of education and experience. I looked long and hard for good physician and paid extra high insurance premiums to see him. We can discuss cost vs. "return". I can take the one that he believes is better for me with my family background and my already somewhat blocked carotid artery
Premiums will definitely go up but the ability for my Doctor and I to work to find the best drug for my brain's sake is worth it. And since he is very familiar with Medicare he will know how to work with them too.
Now if I had my way for everyone in this U.S. of A. I would love to see somebody go back after the Drug Manufacturers. You remember those discussions about how they pay so much in R&D, NOT! (It is advertising. I wish they couldn't advertise on TV. Oops free speech?) And if I had my way, everyone would have health care as provided by good physicians and hospitals. And drugs would be reasonable. But I don't get my way and maybe this latest version of health care, "insurance", is it for now. It is better than no regulation. It will, I hope, keep the insurance companies from kicking us out for some piece of childhood information we forgot to put down on some form. Or some other so-called "pre-existing" condition. It will, I hope, keep the companies from raising our premiums by any amount they like anytime the like.
And Don't kid yourself that wonderful caring-about-us-old-folks-and-our-Medicare, which was in the main passed by Democrats, Republican party will do away with Medicare when it can. Or maybe the plan is just let it run out of money and it will be gone.
At least for now I am on that terrible government run, socialist, insurance and glad of it. So now I guess I am a cannibal eating my children and my grandchildren.
Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Friday, March 5, 2010
Friday, February 19, 2010
We want but ...
One very long rant here.
Let's see the Neo-cons are back; the Glen-Beck nut-cases are out in force; Limbaugh is still mouthy; Bohner wants to be Speaker of the House; Left Progressives are not happy we didn't just leave the wars; the jobless want jobs; the greedy Bankers want less regulation; big Pharma is sorry it wasted its lobby money; Insurance companies want to insure many more people but without losing any money; we do want the Federal Government to be responsible for making jobs; we do want the Feds to do something about the deficit; we don't like Federal debt; we don't want foreign governments taking our jobs; we don't want foreign corps to own everything; we want security from terrorists both foreign and domestic; we want the right to carry anywhere; we want tougher law enforcement; we want Gitmo closed; we don't want trials “in the homeland” for the terrorists, so-called; we don't want our schools closed; we want a better education for our kids; we want our health care; we want corp. greed punished; we want free speech for all and we do mean all; we want the biggest military-industrial complex in all the world; we want to sell weaponry but we don't want it used; we don't like Social Security unless we are at or near retirement; we need to “fix” Medicare; we want a cleaner environment; we don't want to spend on energy research; we want credit but we don't want big banks to get bigger; we want to get rich on Wall Street. After the fiasco of Greenspan, with his belief in Ayn Rand's separation of economy and state, people are reading Ayn Rand for guidance. (Congressional testimony)( Rand follower ) Oh I know he wasn't a true objectivist. He tried to apply the theory from within. Well, maybe he still is. He did say he saw a flaw but he didn't know how important the flaw or how long it would last.
We want a lot but we don't want taxes raised in any form to pay for anything. We don't even want to cut back on what we already take from the environment. We don't even want to admit that we are responsible for any environmental changes this old world is suffering; that population growth, therefore energy needs grow, is causing some of it. We want bankers, corps, and the fed punished in some way but we want to give all organizations extra free speech. We want Congress to quit taking money for elections from all the interest groups but we want the CEO's able to run ads against or for them and able to threaten them more than they already do. We don't want to give $5 each for election campaigns to lessen the impact of the organizations. We want Congress to pass laws but we don't want our party to give to the other party. We don't like Wall Street investment firms or banks but we want to get our share first. We want to invest but we don't want to know that great investment is financing wealthy foreign corps. We want balanced budgets in our cities, states, and federal government but we don't want to pay more taxes when so many are unable to pay their share. We value families but we want the other guy to work longer hours and more days so he can't spend time with his. We want a great army but no draft. We want people to quit going to ER for the things they should just be going to the Dr.'s office but we don't want to pay for it either.
And when all is said and done we want to throw the bums out because they can't do all these things on nothing. We want to throw the bums out for taking lobby money or the promise of future jobs but we don't like to give them pay raises. We want to throw the bums out for not working together but my congressman/woman needs to be tough, code for stand up for my point-of-view, because I am a conservative, libertarian, progressive, or liberal. We don't like them adding “pork” except for my state. Just what new bums will you believe when they tell you they are going to change Washington. Seems we have heard that before.
This new President too needs to be tough or not depending on who you are. He should or should not talk about the facts from the previous administration. The mess is his now. He should be positive not tell us the truth, We Will have to give some and pay more. If he is really tough maybe he will have to inform us that he tried something and failed. FDR, in the eyes of many, did some great things but he did have to try different ideas and some got knocked down right or wrong. He made some grave errors.
President Obama tried to learn from past Presidents. He let Congress try to put together it's own health care reform. Wasn't that supposedly partly what went wrong with the Clinton health care bill-he didn't let Congress have more say so. Wasn't the Executive Branch out of hand in the previous administration? Didn't that administration get called “the Imperial Presidency”? Weren't there times President Bush was called “King George”?
The new Attorney General needs to quit trying to be a guy who believes in the law until he figures out how to be more political. The Treasury Secretary needs to go because he is too familiar with all that went wrong. No way can he use that information to find a better way. He can wait like others then acknowledge his mistake in believing less regulation was the way to go The head of the Fed. Needs to relinquish power to someone else-but who? The Treasury, the FDIC, who should take the regulation on? Congress?
Here are a couple of anecdotal stories so you can more personally relate to the mess in which we find ourselves.
There is a large county here that is about to close many schools. Parents and non-parents attend meetings to try to stop their school from closing. Their reasons are good reasons. But they either can't or won't offer more funding. The Mayor of K.C., MO has said basically if you don't want some service cut then tell me what you do want cut. Smart man. Not popular for a lot of reasons, but he is “tough”.
Here is another state answer to budget problems.
“Mississippi’s governor is proposing to cut state aid to K-12 schools by over 9 percent, close four mental health facilities, and cut most other agencies’ budgets by 12 percent.” (ref here and pdf here ) The pdf file shows the rankings of “input”, money and the educational results therefrom.
So here we are. We want but don't want. We have our hands out but we don't want other people's hand s out. We want a balanced budget but we don't want to contribute any funds. We want seniors to take less Medicare now but we don't want to take care of them later either. They should help out their kids now or at least get out of the way but when they are in the last years who will pay for their care? Won't it cost more later? We don't like Social Security taxes because we might not get it but we forget it was a pay backwards system in the first place. Don't want your parents living with you from retirement or disability-then pay backwards. Trust me most parents don't want their kids living with them long term or vice versa. We are not the Waltons.
Now do you want to run for office on any level let alone be President. He will get most of the blame for anything not done, or done that someone doesn't like, and in the short term little praise for any small step forward.
Well, I guess he asked for it. I still think though there was probably a minute when he won election with all the newest messes breaking that he asked if there was any way out of the job.
The “beast” is starved and yet enlarged. Let's just hope our debtors are the kind who don't break legs when we can't pay our bills. And when all services are cut I hope you can stay home to take care of your family.
I hope you can educate your own kids, I hope you can nurse your sick, I hope you are in shape to raise your own food or within walking distance to your source of food. I hope your water wells or rivers are clean when you walk down with your water bucket and your dirty laundry-no droughts please. I hope you enjoy your outhouse or the ditch along the paths. Maybe you can barter for some paper to use instead of those rough leaves. Believe me this would not be a fun life. Been there done some of it.
Let's see the Neo-cons are back; the Glen-Beck nut-cases are out in force; Limbaugh is still mouthy; Bohner wants to be Speaker of the House; Left Progressives are not happy we didn't just leave the wars; the jobless want jobs; the greedy Bankers want less regulation; big Pharma is sorry it wasted its lobby money; Insurance companies want to insure many more people but without losing any money; we do want the Federal Government to be responsible for making jobs; we do want the Feds to do something about the deficit; we don't like Federal debt; we don't want foreign governments taking our jobs; we don't want foreign corps to own everything; we want security from terrorists both foreign and domestic; we want the right to carry anywhere; we want tougher law enforcement; we want Gitmo closed; we don't want trials “in the homeland” for the terrorists, so-called; we don't want our schools closed; we want a better education for our kids; we want our health care; we want corp. greed punished; we want free speech for all and we do mean all; we want the biggest military-industrial complex in all the world; we want to sell weaponry but we don't want it used; we don't like Social Security unless we are at or near retirement; we need to “fix” Medicare; we want a cleaner environment; we don't want to spend on energy research; we want credit but we don't want big banks to get bigger; we want to get rich on Wall Street. After the fiasco of Greenspan, with his belief in Ayn Rand's separation of economy and state, people are reading Ayn Rand for guidance. (Congressional testimony)( Rand follower ) Oh I know he wasn't a true objectivist. He tried to apply the theory from within. Well, maybe he still is. He did say he saw a flaw but he didn't know how important the flaw or how long it would last.
We want a lot but we don't want taxes raised in any form to pay for anything. We don't even want to cut back on what we already take from the environment. We don't even want to admit that we are responsible for any environmental changes this old world is suffering; that population growth, therefore energy needs grow, is causing some of it. We want bankers, corps, and the fed punished in some way but we want to give all organizations extra free speech. We want Congress to quit taking money for elections from all the interest groups but we want the CEO's able to run ads against or for them and able to threaten them more than they already do. We don't want to give $5 each for election campaigns to lessen the impact of the organizations. We want Congress to pass laws but we don't want our party to give to the other party. We don't like Wall Street investment firms or banks but we want to get our share first. We want to invest but we don't want to know that great investment is financing wealthy foreign corps. We want balanced budgets in our cities, states, and federal government but we don't want to pay more taxes when so many are unable to pay their share. We value families but we want the other guy to work longer hours and more days so he can't spend time with his. We want a great army but no draft. We want people to quit going to ER for the things they should just be going to the Dr.'s office but we don't want to pay for it either.
And when all is said and done we want to throw the bums out because they can't do all these things on nothing. We want to throw the bums out for taking lobby money or the promise of future jobs but we don't like to give them pay raises. We want to throw the bums out for not working together but my congressman/woman needs to be tough, code for stand up for my point-of-view, because I am a conservative, libertarian, progressive, or liberal. We don't like them adding “pork” except for my state. Just what new bums will you believe when they tell you they are going to change Washington. Seems we have heard that before.
This new President too needs to be tough or not depending on who you are. He should or should not talk about the facts from the previous administration. The mess is his now. He should be positive not tell us the truth, We Will have to give some and pay more. If he is really tough maybe he will have to inform us that he tried something and failed. FDR, in the eyes of many, did some great things but he did have to try different ideas and some got knocked down right or wrong. He made some grave errors.
President Obama tried to learn from past Presidents. He let Congress try to put together it's own health care reform. Wasn't that supposedly partly what went wrong with the Clinton health care bill-he didn't let Congress have more say so. Wasn't the Executive Branch out of hand in the previous administration? Didn't that administration get called “the Imperial Presidency”? Weren't there times President Bush was called “King George”?
The new Attorney General needs to quit trying to be a guy who believes in the law until he figures out how to be more political. The Treasury Secretary needs to go because he is too familiar with all that went wrong. No way can he use that information to find a better way. He can wait like others then acknowledge his mistake in believing less regulation was the way to go The head of the Fed. Needs to relinquish power to someone else-but who? The Treasury, the FDIC, who should take the regulation on? Congress?
Here are a couple of anecdotal stories so you can more personally relate to the mess in which we find ourselves.
There is a large county here that is about to close many schools. Parents and non-parents attend meetings to try to stop their school from closing. Their reasons are good reasons. But they either can't or won't offer more funding. The Mayor of K.C., MO has said basically if you don't want some service cut then tell me what you do want cut. Smart man. Not popular for a lot of reasons, but he is “tough”.
Here is another state answer to budget problems.
“Mississippi’s governor is proposing to cut state aid to K-12 schools by over 9 percent, close four mental health facilities, and cut most other agencies’ budgets by 12 percent.” (ref here and pdf here ) The pdf file shows the rankings of “input”, money and the educational results therefrom.
So here we are. We want but don't want. We have our hands out but we don't want other people's hand s out. We want a balanced budget but we don't want to contribute any funds. We want seniors to take less Medicare now but we don't want to take care of them later either. They should help out their kids now or at least get out of the way but when they are in the last years who will pay for their care? Won't it cost more later? We don't like Social Security taxes because we might not get it but we forget it was a pay backwards system in the first place. Don't want your parents living with you from retirement or disability-then pay backwards. Trust me most parents don't want their kids living with them long term or vice versa. We are not the Waltons.
Now do you want to run for office on any level let alone be President. He will get most of the blame for anything not done, or done that someone doesn't like, and in the short term little praise for any small step forward.
Well, I guess he asked for it. I still think though there was probably a minute when he won election with all the newest messes breaking that he asked if there was any way out of the job.
The “beast” is starved and yet enlarged. Let's just hope our debtors are the kind who don't break legs when we can't pay our bills. And when all services are cut I hope you can stay home to take care of your family.
I hope you can educate your own kids, I hope you can nurse your sick, I hope you are in shape to raise your own food or within walking distance to your source of food. I hope your water wells or rivers are clean when you walk down with your water bucket and your dirty laundry-no droughts please. I hope you enjoy your outhouse or the ditch along the paths. Maybe you can barter for some paper to use instead of those rough leaves. Believe me this would not be a fun life. Been there done some of it.
Sunday, December 27, 2009
Sweet Lemons and Cold Weather
Politically speaking things just go along. As a liberal liberal I am not alone in feeling this way.
Hope for real health care reform is low. (People like me always try to find a sweet lemon somewhere. Though, I am having a hard time finding one.)
We got pretty much “Insurance Reform”-sort of. The insurance companies are getting more to cover and with little change on their part. And money flows like water still. Yes, I know previous conditions will supposedly go out the window. (Ah, that slice of sweet lemon, maybe.) That really is a great thing. I don't trust them though. I can't wait to see how insurance companies get around this one.
I will say I have a new appreciation for Sen. Reid. I didn't think he had it in him to push and shove and keep our Senators at it until he got some sort of agreement. As far as the deals cut. Most of them are not terribly consequential at least not in the long term. I may not like it but what interesting meetings and “discussions” were held for the past week. Of course now the two houses must come together and reconcile the bills. Just for learning sake I would love to hear the out of the public deals. This stuff would all be so interesting if it wasn't about the lives of people.
Now I wait to see if there are any real regulations for the investment banking industry. Doubtful.
Too Big to Fail will probably stay that way. However, they may find that the taxpayers won't be there for them anymore. Hey where are we supposed to get money to pay taxes anyway.
Let's see. What about the nation's borrowing, the government in our name. I agree there are times we just have to urge the economy by printing and borrowing but thanks to previous happenings, don't forget the previous administration, we were already in debt up to our eyeballs. Unemployment is high and not much happening to help. A December 26th article from the NY Times, you will not enjoy reading Recession Hovers as Winter Halts Construction Work. We are going through another dramatic change in the ways we can earn income-buggy whips anyone?
I was hopeful for a green economy but people are slow to move and Congress has to argue. More money flowing. Then, what about those who cannot restart. We are not all young and flexible. Will it take a generation or just a few years? Read the article in the Dec. 26th, NYTimes about the Earth-Friendly Elements we use. We just can't learn can we.
I get so much information from progressive groups but I don't get many answers. I get calls for, you ready, sign our petition and contribute. So many petitions I wonder if Congress pays attention to any of them anymore. Who gets the money contributed and why? Progressives need to pool their resources for a little while. That would make for a bigger lobby. But who will hold them together and for how long.
Here some slices of that sweet lemon. We can relax a little now about torturing people in our name; our civil rights at home are not in as much jeopardy; a few more people admit global warming; the present administration did take a little time to decide to send more troops into war; the President didn't say God told him to do send them. Oh, our V.P. hasn't shot anybody. The Republican party suddenly loves Medicare and seniors. The Republican party tried to hold up that awful defense spending-we shouldn't question the why of it. The Republican party that spent so much of our money is now worried about our spending. So see there are sweet lemons to be found.
Now there is the weather. We didn't get hit as badly as many. Most people made it through Christmas safely here. But, why is it there are certain folks who just can't stand staying home for more than a day? It is boring for many but the rest of us would like to relax for a short spell. No, not if you belong to a family of “macho” folks. Does this sound bright to you? Driving when you don't really need to do so; getting stuck so you have to have someone else come to your rescue. Or worse.
Oh, these are actually the kind of people that pay no heed to things like a health-care crisis until there is no such thing as health care except for the wealthy; let banks get too big too fail; depend on the mid-east for energy, destroy the planet; depend on other countries for loans, not countries that exactly care either. Why think ahead we are too busy thinking in the moment.
P.S. Now we are having tougher security at airports. Uh after the fact. Well, at least we try to learn. (sweet lemon)
Now, don't you wish I had stayed quiet.
Find the NY Times HERE.
Saturday, August 22, 2009
Health Care, The Status Quo Needs to Go.
Here is a personal story for you about health insurance coverage.
This is not one of those terrible stories but this is one of the more common ones that goes on everyday for people who have health insurance.
I must give you a little medical background first. My husband had an allergic reaction about 30 years ago. He is a frugal man and a person who tries to avoid hospitals at all costs. But after turning blue and other good things like that, he finally allowed someone to drive him to an emergency room-no ambulances for him either. Anyway he got there just in time. They gave him one of the “your heart is stopping shots”, you know, straight into the heart. Then he spent quite a while in ICU. So that is the early part of the tale. We never found out what caused it. He got the carry-these-pills-with-you-at-all times, take-one-and-call-an-ambulance-if-it-happens-again sermons as he was leaving. He did keep the pills with him for quite a while.
One evening recently he woke up with itching and burning, spreading fast, huge blisters forming etc. The pills would be no good after 30 years even if we did still have them. So, we go to emergency. You know this only happens when the Dr.'s office is closed. He got treated in short order. This time we were quicker the heavy doses of medicines worked and he didn't have to stay. Given another set of don't-take-a chance instructions again, we left. Things are fine thus far and we feel getting there more quickly this time saved a lot of fun for him and money too. We also are pretty sure this was a true emergency so that argument shouldn't come up.
So now last week we got the usual notices from the insurance company, Cigna, that they had received the bills and guess what-not paying one red cent. We have high deductible, $5000 family, but family does not include our son because he is 24 even though he is back in school full time, so family in our case is 2. We have high-patient-pays-about-everything-all-the-time deductible, but-we-will-negotiate- for-you insurance. Kind aren't they. The more they can negotiate for me the lower the chances I will ever see the $2500 deductible. Duh.
So I just sent the med center over $800 and the Dr's part will be over $300 when that bill comes. (I do not begrudge our med clinic, a good one, nor the ER Dr. one cent.)
We are retired and not quite old enough for Medicare. We are not wealthy. But we feel we are in fair financial shape. Yes, we saved and we invested for 30 some odd years. But $1100 to $1200 is a tad more than pocket change to us. Guess what. Once we reach the $2500 per person deductible they will start to pay 80% maybe. We always figure we will just pay most of any medical bills, so what do you do? We are not terribly unhealthy so just figure we will pay it and lump it.
In a short time we will be Medicare people. Guess what else. My husband worked for a company that had retiree insurance, one big reason he stayed with them when he didn't want to do so and when they were trying to figure out how to get him out. He hung in there because we knew we needed the insurance. They called it then, “the golden handcuffs”. Now when I say retiree insurance I don't mean it is all paid for; we pay some, and the company pays some. We were informed, several years ago, that when we hit Medicare we will no longer have much coverage, just call it basically gone, from the company insurance. We will no longer have the opportunity to get the drug coverage, we will no longer have dental insurance. The company does not pay for dental they get us a good deal and we pay that ourselves. And on it goes. The options we have had through the last 5 years have slowly disappeared anyway.
We have been a thorn in the side for quite awhile anyway. We live in small, rural area, with a great county med clinic and a good doctor but we cost the insurance company more because we can't be forced into an HMO-too far away.
Now I want you to know my family and I are lucky, well maybe not just luck, but some is luck. We are lucky that our health is fair-to-middlin; we are lucky we have any insurance still. We know these things. We are better off than most of the people we know.
What started me thinking about all this? The Med. Clinic just called because they realized we had a large bill and wanted to know if we needed help or wanted to set up a payment plan. I thanked the lady and said no. I told her we didn't figure on much ever from insurance we just keep hanging on to the insurance for the big catastrophes. Well, the catastrophes that the insurance company won't drop us over. I told the nice lady that called that these things are partly why the insurance company can figure I will do what I can, in my little way, to get “HEALTH INSURANCE REFORM”.
Now that I told you this little story go to a PBS station find the Bill Moyer's Journal, kind of a rerun but needed, on why we need “health care reform”. It will definitely remind you of why as President Obama says, maintaining the status quo is not an option.
link to PBS is; here.
Washington Week in Review was just excellent this week also here is the link to that show. www.pbs.org/weta/washintonweek/ here
Friday, August 21, 2009
Sunday, August 16, 2009
To Frank Rich August 16
Frank Rich wrote a very interesting column in the NY Times. http://www.nytimes.com/2009/08/16/opinion/16rich.html
Here is a quotation from it.
It’s through this prism we might re-examine the raucous town hall eruptions this month. Even if they are inflated by activist organizations and cable-TV overexposure, they still cannot be dismissed entirely as made-for-media phenomena made-to-measure to fill the August news vacuum. Nor are they necessarily about health care. The twisted distortions about “death panels” and federal conspiracies “to pull the plug on grandma” are just too unhinged from the reality of any actual legislation. These bogus fears are psychological proxies for bigger traumas.
The column was about Mad Men, the 60's and 2009. I was too late to post a comment on the column so I post my thoughts here.
Wrong on bogus fears.
Yet right on bogus fears.
My husband and I sent links to a very funny blog, answers to health care questions, to many people we know. It was an extremely funny blog post. It was sarcastic irony at its best.
To our surprise, though why we were surprised I do not know, several people took it seriously. What has been and is wrong with our educational system? Or is it as a friend reminded me. “Just remember the average IQ is 100. Therefore about half the people are below the average.” (He was being sarcastic)
Many people do believe the “bogus fears” about pulling the plug on grandma and some government panel deciding who can have treatments for ailments. They already live with insurance companies doing some of this so the fear of government doing it is easy to accept. Grandma is told that she is sapping the younger generation, “your kids or grandkids”, by taking Social Security and Medicare. By the way, Grandma probably paid into the system for years and is helping support those "kids and grandkids". So Grandma may believe it is possible that some may well want to pull the plug. (Why is it Grandma and not Grandpa we talk about in this context?)
We have lived as if addicted to consumerism. Many of us who could afford it have not paid attention to our own health and expect a drug to “take care” of any problem that arises from it. More consumerism because of the constant barrage of drug ads. We are told over and over that our educational system is failing. Yet, there are no real answers forthcoming and most of us don't take time to demand real answers. And the kids in school hear that their schools are no good-so why stay in the system. We talk about our kids as products-consumerism mentality. Some of us buy things to learn how we too can be among the wealthy classes. We frantically purchase anything and everything. We now see programming on how to save money, yet keep spending, by purchasing things we don't need at discount stores or flea markets. We purchase goods from many of these discount stores that are made in China to undercut our own economy. At the same time we are told saving and investing is great, but then told by saving now we hurt the economy.
Yes, there are so many anxieties. Many of us are watching as the economy is in a mess. We fear, maybe it is a fear well-grounded in reality, the government is not paying attention to “we the people”. There is no government watching or regulating much of anything. It seems corporations and various industry coalitions have purchased control. Is anyone going to really do anything about “too big too fail”. Really do anything. The very air we breathe is in question. Yet, some of our government is saying we can't change now the economy can't take it. The debt to China is concerning at the least. The deficit and the debt are in numbers we cannot even picture or read. The TV media, and much of the print media, jumps quickly from “hard news” to the latest scandal from any sector-cultural or business or … Why? Because we, the consumers, want to forget all the anxieties we cannot control. And business wants us to keep watching and reading so they can advertise at us; therefore to keep us spending.
We do feel “Don Draper's disorientation”.
Friday, August 7, 2009
What a mess.
As I read this morning; liberals- President Obama's supporters, are not fighting back against the mobs threatening the town-hall meetings of Congresspeople. I read there are even death threats received by some Congressmen. How do you fight that kind of mentality? I am too old and too little to brawl.
What Can Be Done?
It's time that this whole shabby (and insane) business be exposed, vilified in run out of town on a rail by whatever responsible Republicans -- if any -- that are still in the party and who want to see the fortunes of their party revived. Republican leaders taking insurance industry money via lobbying firms and using it to organize what amounts to roving bands of thugs not only need to be exposed but thrown out of the public debate forever. They should become absolute pariahs.
It's time to give this garbage in name: insurance industry funded fascism.
Right-Wing Turncoat Gives the Inside Scoop on Why Conservatives Are Rampaging Town Halls
By Frank Schaeffer, AlterNet. Posted August 7, 2009.
Of course Republicans aren't the only ones getting monies from the health-care big boys. But they are the ones behind most of the mobs.
Then too there are the brilliant ones at FOX news. Here is a fine example of the brilliant bulbs' work. (Be sure to read what the real story is on the great conspiracy.)
Beck conspiracy theory: "Cash for clunkers" site lets Feds control your PC, by Jed Lewison Sat Aug 01, 2009 at 09:32:03 AM PDT
http://www.dailykos.com/storyonly/2009/8/1/760538/-Beck-conspiracy-theory:-Cash-for-clunkers-site-lets-Feds-control-your-PC
So all an older lazy person like me is try to put out the REAL word as best they can find anyway.
Republicans Propagating Falsehoods in Attacks on Health-Care Reform
By Steven Pearlstein
Friday, August 7, 2009 http://www.washingtonpost.com/wp-dyn/content/article/2009/08/06/AR2009080603854.html?hpid=news-col-blog
Here is another interesting viewpoint to read. You Do Not Have Health Insurance
Wednesday 05 August 2009by: James Kwak as posted on truthout.org.
And now in defense of President Obama in general. Let's have a little list of unimportant accomplishments for which this President is responsible.
Unemployment is slowing earlier than expected. (We know how we got the high numbers in the first place now, don't we. I don't think the present Administration caused it.)
We have a new Supreme Court Justice. (Not a right-winger either.)
The Cash for Clunkers program is working better than expected. (Now, why is it we needed it? Oh, previous administration again.)
Soldiers are leaving Iraq. (Don't blame this President if Iraq becomes a mess either. We all know how we got there.)
There are more soldiers and equipment in Afghanistan. (If you are going to have war, at least put some effort into it. Previous Administration again.)
As of yesterday the DOW was up 17% since President Obama took office. (Can we remember how we got this mess in the first place?)
So when this President is losing poll numbers, I think we have very short memories and expectations were very high when he won the election. But, read Vanity Fair, February, 2009 and you will think this guy is a gift from above. http://www.vanityfair.com/politics/features/2009/02/bush-oral-history200902
The right and corporate America use tactics learned from Bush's great one, Karl Rove. What a guy!
From the Vanity Fair article this quote: “I remember that Rove was out there talking at some events about how we'd use 9/11, run on 9/11 in the midterms and that it was important to do so.” (Scott McClellan) And: “Karl wasn't receptive to ideas that would've called the country to certain things and brought them to a common purpose...Karl came from a perspective of you defeat people in politics by calling one side bad and one side good.” (Matthew Dowd)
There is an article too in the issue Fannie Mae's Last Stand. http://www.vanityfair.com/politics/features/2009/02/fannie-and-freddie200902 . “...But, for decades, Fannie Mae had been under siege from powerful enemies, who resented its privileged status, its hard-driving C. E. O.'s, and its huge profits.”
And please don't give me the old stuff like: “That's right bring up Bush.” I will and I shall.
He is responsible for the messes with which this President is dealing. Future Presidents will be dealing with them too for a long time to come. We all will! Eight years of disasters leaving a legacy for years and years to come. I still wonder if that was the plan all along.
Saturday, August 1, 2009
A Moth to a Flame, Drawn in by the Media.
Well I have many thoughts about many things going on right now. For what that is worth.
Let's see the military-industrial complex is cooking right along. Read this one entitled Earmarks Fill Up Defense Spending Bill by Stephanie Condon.: http://www.cbsnews.com/blogs/2009/07/17/politics/politicalhotsheet/entry5169649.shtml
Here is another: House approves defense spending bill, cuts funding for F-22 fighter amid Obama veto threat by Ben Pershing/ Washington Post http://www.cleveland.com/nation/index.ssf/2009/07/house_approves_defense_spendin.htm
Then there is Health Care Reform. Or some mild form of regulation, some tweaking of the present system but not really health care reform. (Well unless you are an insurance company who will get to add lots of folks you probably threw out of the system back into the system with someone else paying for it.) According to the media “we the people” are torn between wanting something done and fearing to have something done. Now how could that be so? Maybe it is the monies being spent to stop any real reform?
Michael Winship, Truthout: "This week, the Center for Responsive Politics reported that in the second quarter of this year alone, the pharmaceuticals and health product industries spent $67,959,095 on lobbying, and the insurance industry $39,760,477. Another $25,552,088 was spent by lobbyists for hospitals and nursing homes. That's a total of $133,271,660 in just three months, and that's not even counting the lobbying money spent to fight health care reform by professional associations like the US Chamber of Commerce."http://www.truthout.org/080109Z?n
And to those who were so concerned about the rush to get something done this ought to be a fun month ahead for TV advertising budgets. I am sure the ads will be very informative and educational. You really don't need to attend any town hall meetings by your so-called representatives. Save gas. Look up their records and their donors and you will get the answers to your questions.
Also I ask you to remember the history of Health Care Reforms since who knows when. Always the same arguments. The only thing that may be different this time is the big boys such as Pharma and Insurance Companies are saying they are all for health care reform while sneaking around on The Hill. See Wendell Potter's blog for more much more on this one. http://www.prwatch.org/blog/35267
Or read about Mr. Potter here. http://www.guardian.co.uk/world/2009/jul/26/us-healthcare-obama-barack-change
Then let us think of the “media”. They seem to be thrilled that the President's poll numbers are dropping a bit. I guess anything to get excited about instead of trying to explain any of the above to us poor unfortunates. Let US Argue again.
If that won't get the arguments started maybe race?
Let's see President Obama said the police acted “stupidly”. Probably right here. Dr. Gates probably was upset too. So now take a step back. If you are any color other than white in this country, you are very noticeable. Seriously think about it. If you drive a visually sporty car on a crowded highway, you are probably going to get watched harder and pulled over more often whether you speed or not. Now you have the police officer probably very proud of his work on racial profiling-professor Gates gets a little in his face. Dr Gates is preset to react. Can't say as I blame him. The officer now is indignant.-how could he, of all police officers, be accused of racial profiling.
But the point is really the media. I will grant that this is a terrible societal situation and I will say I am extremely glad I wasn't handcuffed and taken “downtown”. But the media enjoyed the leap from health care reform to racial profiling just a little too much. It had more argument appeal.
Seems as though I also recall the media coverage of the stimulus isn't working blah, blah, blah. The President polls are down, blah, blah, blah. Now note the media coverage of the stimulus may be having some effect after all. Some but not much. I did note someone mention Bernanke's name in a positive way but pragmatic President Obama got something about him trying to once again control expectations. I do love the media. Oh and the “Cash for Clunkers” success gets coverage about how it was running out of money then got more money but not much about it actually was working to stimulate the economy. I say again: I love the media. If there is a way to downplay successes and keep arguments going they will find it since Bush duped them and they find more money and audience in hype and “star-power”.
So there you are my many thoughts on many things. Twisted-maybe, angry-some, but they are my thoughts and that is the name of the blog after all. Now it is your turn, have at it.
Wednesday, July 22, 2009
Obama's Waterloo?
History is repeating itself. I refer to my previous blog. But the Republicans are making it even worse.
Now it is not just “Socialism or the Big Bad Government take-over. It is not even “growing huge deficits” or “tax and spend Democrats”. Now they are attacking a very personally popular President.
How smart is that?
(Let me again state I, lefty that I am, do not care for the Obama pragmatism before I go on here.)
Maybe he should let go of that claim. They aren't really going to allow much bipartisanship anyway.
They are the party of “NO” too often.
And a more direct quotation of DeMint from the same dscc.org email:
I also read somewhere that “Newt the Scoot” was another instigator of this stuff.
Now several questions occur to me.
Do I want the support of these guys on any bill? I will wonder why they support anything.
Do they understand that this President is still very popular personally? Do they understand how many American's will support an underdog or a perceived personal attack on a popular President? Duh!
Many of us were stupid enough to support G.W., and still do. Because we don't like personal attacks on our Presidents even when they are true.
The same holds true for Blue Dog Democrats. Not to mention if all these so-called Democrats are worried about is getting reelected, they might consider how even I am thinking about donating to get rid of them. Just because they irritate me. See even a lefty can have selfish moments without saying, “Well, maybe they have a point.”
I know it is nice to have Democrats control two branches of the Government at once but the Blue Dogs are not true Democrats to me. I voted for one here but I am wondering why I did. Yes, I do really know -lessor of the evils. Also, Supreme Court Judges are what the long-term is really about here so their votes are needed for that. Let's just hope they don't start pulling stuff with that too.
It is this. There is a blog I follow and on which I sometimes comment where the same person just comments that all who disagree are stupid idiots and the like. Except it is “STUPID IDIOTS!!!”. It ends the conversations basically for a few hours but many just go elsewhere to research-so it backfires.
So here I will resist calling the “Waterloo” Republicans stupid idiots or worse because it backfires.
Now it is not just “Socialism or the Big Bad Government take-over. It is not even “growing huge deficits” or “tax and spend Democrats”. Now they are attacking a very personally popular President.
How smart is that?
(Let me again state I, lefty that I am, do not care for the Obama pragmatism before I go on here.)
Senator Jim DeMint, Republican of South Carolina, gave Mr. Obama an opening to do just that the other day, and the president took it. Mr. DeMint called health care a “Waterloo moment” that could break Mr. Obama. The president struck back, declaring, “This isn’t about me.” But if Mr. Obama extends that line of attack to Republicans more broadly, and rams a bill through without their support, any claim he may have to bipartisanship will quickly evaporate.(NYTimes, http://www.nytimes.com/2009/07/23/us/politics/23obama.html?hp )
Maybe he should let go of that claim. They aren't really going to allow much bipartisanship anyway.
They are the party of “NO” too often.
Right-wing writer Bill Kristol of the Weekly Standard told Republicans on his blog Monday that they need to resist the temptation to work with Democrats to find a solution to our health Care crisis. “This is no time to pull punches,” he wrote “Go for the kill.”(from dscc.org email)
And a more direct quotation of DeMint from the same dscc.org email:
On Friday, Republican Sen. Jim DeMInt of South Carolina ginned up his troops with this line: “If we're able to stop Obama on this, it will be his Waterloo. It will break him.”
I also read somewhere that “Newt the Scoot” was another instigator of this stuff.
Now several questions occur to me.
Do I want the support of these guys on any bill? I will wonder why they support anything.
Do they understand that this President is still very popular personally? Do they understand how many American's will support an underdog or a perceived personal attack on a popular President? Duh!
Many of us were stupid enough to support G.W., and still do. Because we don't like personal attacks on our Presidents even when they are true.
The same holds true for Blue Dog Democrats. Not to mention if all these so-called Democrats are worried about is getting reelected, they might consider how even I am thinking about donating to get rid of them. Just because they irritate me. See even a lefty can have selfish moments without saying, “Well, maybe they have a point.”
I know it is nice to have Democrats control two branches of the Government at once but the Blue Dogs are not true Democrats to me. I voted for one here but I am wondering why I did. Yes, I do really know -lessor of the evils. Also, Supreme Court Judges are what the long-term is really about here so their votes are needed for that. Let's just hope they don't start pulling stuff with that too.
It is this. There is a blog I follow and on which I sometimes comment where the same person just comments that all who disagree are stupid idiots and the like. Except it is “STUPID IDIOTS!!!”. It ends the conversations basically for a few hours but many just go elsewhere to research-so it backfires.
So here I will resist calling the “Waterloo” Republicans stupid idiots or worse because it backfires.
Friday, June 12, 2009
Health Care Plans
Health Care Plan, Health Care Reform, articles abound this week.
Reading the articles, the editorials, and the comments of the readers is a feat in itself.
This is really a topic of interest to a lot of people. Many doctors write articles, editorials, and comments. Many politicians have much to say. The President is on the trail, holding town hall meetings. So you know I couldn't resist my two cents. Below is a comment I sent to the NY Times.
I guess I am just stupid or naive.
Why are the costs for health care so high in the first place? I doubt it is all about technology. Why are we, the government, going through this insurance mess in the first place? Why not just get drug companies to get realistic, get hospitals to look at their vendors and their yen for profit, get doctors to set their charges realistically. Why not get the patients to be responsible.
We all know those with insurance pay for those without in many ways. We all know about really “frivolous lawsuits”. We all know drug manufacturers are charging US consumers much to
o much. (no it is not their research costs-it is their advertising costs) We all know the population is not healthy and expects a drug or a procedure to instantly fix our bad habits. We all know that many if not most hospitals have brought in business managers to get profits up. We all know the problems with population demographics changing-more retired than workers.
I am for health care for all but why are we so worried about insurance companies. They have been around for as long as I can remember and they will probably not disappear. They will find a way.
I worked for a hospital years ago as a secretary. I remember my shock at what a little restaurant packet of ketchup cost then. We have all read or heard tales of the cost of a band aid in a hospital. We all are aware of errors in diagnosis or treatment do happen leaving some with a lifetime of pain or suffering or the inability to earn a living. Even worse we all are aware of , God forbid, deaths from these mistakes.
I see what insurance companies do “for me” when they negotiate for a visit to my doctor. My doctor in essence gives the insurance company a loan for months sometimes while they wait on payment. My doctor charges more because he knows that he will get less. The insurance company negotiates so that my deductible is rarely met. The drug plan is another tale. They send me letters to encourage me to take an “opportunity” to save money. They negotiate with the drug manufacturers to get the best price for the plan sponsor and themselves. Fine. But they turn down my doctors prescriptions because I didn't take advantage of the “opportunity”. So my choice is take the drug they want me to take or go pay 3 to 4 times as much.
I think this is all craziness. Capitalism at its best?
I don't mind businesses making a profit. I don't mind health care professionals making money. However, isn't this just about the same as the “Wall Street” greed we are seeing lately? Shouldn't we all; corporate America, doctor, hospital, drug supplier, drug manufacturers, and yes, the public change our ways and our expectations?
Posted as comment on NYTimes.
There is a big long on-going story behind my comments but it would be too long to post here.
PS After rereading the comment to the Times, I realized the whole thing relates to the April 25th blog post.
Reading the articles, the editorials, and the comments of the readers is a feat in itself.
This is really a topic of interest to a lot of people. Many doctors write articles, editorials, and comments. Many politicians have much to say. The President is on the trail, holding town hall meetings. So you know I couldn't resist my two cents. Below is a comment I sent to the NY Times.
I guess I am just stupid or naive.
Why are the costs for health care so high in the first place? I doubt it is all about technology. Why are we, the government, going through this insurance mess in the first place? Why not just get drug companies to get realistic, get hospitals to look at their vendors and their yen for profit, get doctors to set their charges realistically. Why not get the patients to be responsible.
We all know those with insurance pay for those without in many ways. We all know about really “frivolous lawsuits”. We all know drug manufacturers are charging US consumers much to
o much. (no it is not their research costs-it is their advertising costs) We all know the population is not healthy and expects a drug or a procedure to instantly fix our bad habits. We all know that many if not most hospitals have brought in business managers to get profits up. We all know the problems with population demographics changing-more retired than workers.I am for health care for all but why are we so worried about insurance companies. They have been around for as long as I can remember and they will probably not disappear. They will find a way.
I worked for a hospital years ago as a secretary. I remember my shock at what a little restaurant packet of ketchup cost then. We have all read or heard tales of the cost of a band aid in a hospital. We all are aware of errors in diagnosis or treatment do happen leaving some with a lifetime of pain or suffering or the inability to earn a living. Even worse we all are aware of , God forbid, deaths from these mistakes.
I see what insurance companies do “for me” when they negotiate for a visit to my doctor. My doctor in essence gives the insurance company a loan for months sometimes while they wait on payment. My doctor charges more because he knows that he will get less. The insurance company negotiates so that my deductible is rarely met. The drug plan is another tale. They send me letters to encourage me to take an “opportunity” to save money. They negotiate with the drug manufacturers to get the best price for the plan sponsor and themselves. Fine. But they turn down my doctors prescriptions because I didn't take advantage of the “opportunity”. So my choice is take the drug they want me to take or go pay 3 to 4 times as much.
I think this is all craziness. Capitalism at its best?
I don't mind businesses making a profit. I don't mind health care professionals making money. However, isn't this just about the same as the “Wall Street” greed we are seeing lately? Shouldn't we all; corporate America, doctor, hospital, drug supplier, drug manufacturers, and yes, the public change our ways and our expectations?
Posted as comment on NYTimes.
There is a big long on-going story behind my comments but it would be too long to post here.
PS After rereading the comment to the Times, I realized the whole thing relates to the April 25th blog post.
Subscribe to:
Posts (Atom)